Annuity State Guaranty Protection Limits
Life insurance and annuities are protected against carrier insolvency by State Guaranty Associations. Annuities are not FDIC insured, but each insurance company is licensed and regulated in states in which it conducts business. Each state covers policies up to a certain amount should the company go bankrupt. For more information, see NOLHGA — the National Organization of Life & Health Guaranty Associations.
Find your state's protection limit below. Links are provided to each state's Department of Insurance along with a phone number to the state's Guaranty Association.
| State (w/link to website): | Protection Limit: | Guaranty Ass. Phone: |
|---|---|---|
| Alabama | $100,000 | (334) 269-3550 |
| Alaska | $100,000 | (907) 465-2515 |
| Arizona | $100,000 | (602) 912-8400 |
| Arkansas | $300,000 | (501) 371-2600 |
| California | $80,000 | (916) 492-3500 |
| Colorado | $100,000 | (303) 894-7499 |
| Connecticut | $100,000 | (860) 297-3802 |
| Delaware | $100,000 | (302) 739-4251 |
| District of Columbia | $300,000 | (202) 727-8000 |
| Florida | $100,000 - $300,000 | (850) 922-3101 |
| Georgia | $100,000 | (404) 656-2056 |
| Hawaii | $100,000 | (808) 586-2790 |
| Idaho | $100,000 - $300,000 | (208) 334-4250 |
| Illinois | $100,000 | (217) 785-0116 |
| Indiana | $100,000 | (317) 232-2385 |
| Iowa | $100,000 | (515) 281-5705 |
| Kansas | $100,000 | (785) 296-3071 |
| Kentucky | $100,000 | (502) 564-6027 |
| Louisiana | $100,000 | (225) 342-5423 |
| Maine | $100,000 | (207) 624-8475 |
| Maryland | $100,000 | (410) 468-2090 |
| Massachusetts | $100,000 | (617) 521-7794 |
| Michigan | $100,000 | (517) 373-9273 |
| Minnesota | $100,000 - $300,000 | (651) 296-6848 |
| Mississippi | $100,000 | (601) 359-3569 |
| Missouri | $100,000 | (573) 751-4126 |
| Montana | $100,000 | (406) 444-2040 |
| Nebraska | $100,000 | (402) 471-2201 |
| Nevada | $100,000 | (775) 687-4270 |
| New Hampshire | $100,000 | (603) 271-2261 |
| New Jersey | $100,000 - $500,000 | (973) 623-3989 |
| New Mexico | $100,000 | (505) 827-4601 |
| New York | $500,000 | (212) 480-2289 |
| North Carolina | $300,000 | (800) 546-5664 |
| North Dakota | $100,000 | (701) 328-2440 |
| Ohio | $100,000 | (614) 644-2658 |
| Oklahoma | $300,000 | (405) 521-2828 |
| Oregon | $100,000 | (503) 947-7980 |
| Pennsylvania | $100,000 | (717) 783-0442 |
| Rhode Island | $100,000 | (401) 222-2223 |
| South Carolina | $300,000 | (803) 737-6160 |
| South Dakota | $100,000 | (605) 773-3563 |
| Tennessee | $100,000 | (615) 741-2241 |
| Texas | $100,000 | (512) 463-6464 |
| Utah | $200,000 | (801) 538-3800 |
| Vermont | $100,000 | (802) 828-3301 |
| Virginia | $100,000 | (804) 371-9741 |
| Washington | $500,000 | (360) 753-7301 |
| West Virginia | $100,000 | (304) 558-3394 |
| Wisconsin | $300,000 | (608) 267-1233 |
| Wyoming | $100,000 | (307) 777-7401 |
*Protection limits, links, and phone numbers as of 07/13/2009. Subject to change without notice.