http://www.freeannuityrates.com Compare annuity rates online for free. Get expert advice on investing in Fixed, Variable, and Equity Indexed annuities. Request quotes from AIG, ING, Metlife, Prudential, Pacific Life, John Hancock, and Axa. en-us Copyright 2007-2010 FreeAnnuityRates.com All rights reserved Mon, 01 Mar 2010 00:00:00 -0400 Structured settlement annuities are specialized annuities issued by insurance-company affiliates to compensate plaintiffs in personal-injury tort litigation. They are the artifact of two institutions: the court system and the tax system. http://www.freeannuityrates.com/annuities/article.php?title=Structured-Settlement-Annuities http://www.freeannuityrates.com/annuities/article.php?title=Structured-Settlement-Annuities Mon, 01 Mar 2010 00:00:00 -0400 Unforeseen circumstances may evolve that induce annuity holder to exchange the annuity (or, more precisely, annuity rights) for cash or some other form of wealth. In the last twenty years or so, annuity sales have become one common way of making such an exchange. http://www.freeannuityrates.com/annuities/article.php?title=Tips-for-Selling-Your-Annuity http://www.freeannuityrates.com/annuities/article.php?title=Tips-for-Selling-Your-Annuity Mon, 22 Feb 2010 00:00:00 -0400 Annuities are investments that also possess various insurance features. The purpose of insurance is to reduce risk. In fact, risk is omnipresent and unavoidable in investment. http://www.freeannuityrates.com/annuities/article.php?title=Annuity-Investment-Risks-Overview http://www.freeannuityrates.com/annuities/article.php?title=Annuity-Investment-Risks-Overview Tue, 16 Feb 2010 00:00:00 -0400 It is axiomatic that inflation helps some groups of people and harms others. Retirees are the prototypical victim class of inflation. An understanding of how inflation impacts your retirement savings must begin with the mechanics of the process. http://www.freeannuityrates.com/annuities/article.php?title=How-Inflation-Impacts-Your-Retirement-Savings http://www.freeannuityrates.com/annuities/article.php?title=How-Inflation-Impacts-Your-Retirement-Savings Tue, 09 Feb 2010 00:00:00 -0400 By far the most common benefit accorded the disabled and confined is the waiver of surrender charges. It is found wherever surrender charges are levied, which means that it is offered in both fixed and variable annuity contracts http://www.freeannuityrates.com/annuities/article.php?title=How-Annuities-Handle-Disability-and-Long-Term-Care http://www.freeannuityrates.com/annuities/article.php?title=How-Annuities-Handle-Disability-and-Long-Term-Care Mon, 08 Feb 2010 00:00:00 -0400 Like there fixed counterparts, indexed annuities credit holders with an interest return. This rate is not fixed according to a period stipulated in the annuity contract. http://www.freeannuityrates.com/annuities/article.php?title=Index-Annuity-Crediting-Methods http://www.freeannuityrates.com/annuities/article.php?title=Index-Annuity-Crediting-Methods Mon, 01 Feb 2010 00:00:00 -0400 The stage when retirement planning shifts into high gear is perhaps the most crucial time in the individual’s financial life cycle. http://www.freeannuityrates.com/annuities/article.php?title=Retirement-Planning http://www.freeannuityrates.com/annuities/article.php?title=Retirement-Planning Thu, 28 Jan 2010 00:00:00 -0400 In the last 15 years, equity-indexed annuities have become a popular addition to the roster of annuity products. They offer a solid list of benefits to prospective purchasers. http://www.freeannuityrates.com/annuities/article.php?title=Benefits-of-Equity-Indexed-Annuities http://www.freeannuityrates.com/annuities/article.php?title=Benefits-of-Equity-Indexed-Annuities Mon, 25 Jan 2010 00:00:00 -0400 Annuities and IRAs are both retirement-oriented investment entities. Both offer favorable tax treatment to owners. Both subject owners to penalties for premature withdrawals. http://www.freeannuityrates.com/annuities/article.php?title=Annuities-and-IRAs http://www.freeannuityrates.com/annuities/article.php?title=Annuities-and-IRAs Wed, 20 Jan 2010 00:00:00 -0400 Mass Mutual offers both immediate and deferred annuities. Its immediate annuities include one single-premium immediate fixed annuity and one variable annuity product. http://www.freeannuityrates.com/annuities/article.php?title=Mass-Mutual-Annuities http://www.freeannuityrates.com/annuities/article.php?title=Mass-Mutual-Annuities Tue, 12 Jan 2010 00:00:00 -0400 Trustworthiness is an absolute prerequisite. The problem is how to gauge it. The ties of friendship and family can, indeed, sometimes serve as guarantor of good behavior – and sometimes not. Legal responsibility is a more reliable motivator. http://www.freeannuityrates.com/annuities/article.php?title=How-to-Choose-a-Financial-Advisor http://www.freeannuityrates.com/annuities/article.php?title=How-to-Choose-a-Financial-Advisor Mon, 04 Jan 2010 00:00:00 -0400 Much time and effort has been spent comparing variable annuities with other financial instruments - particularly mutual funds, which they closely resemble. Much less time has been devoted to comparing variable annuities with each other. http://www.freeannuityrates.com/annuities/article.php?title=Variable-Annuity-Comparison http://www.freeannuityrates.com/annuities/article.php?title=Variable-Annuity-Comparison Mon, 28 Dec 2009 00:00:00 -0400 When people save for retirement, what action contributes the most to their success? Casual observation suggests that most people consider the selection of investments and the amount saved to be paramount. This is wrong. To see why, consider the following example. http://www.freeannuityrates.com/annuities/article.php?title=How-to-Save-for-Retirement http://www.freeannuityrates.com/annuities/article.php?title=How-to-Save-for-Retirement Mon, 07 Dec 2009 00:00:00 -0400 Genworth Financial Group is an international financial-services company headquartered in Richmond, VA. The company was spun off from General Electric Financial in 2004 in an initial public offering that raised about $2.8 billion. http://www.freeannuityrates.com/annuities/article.php?title=Genworth-Life-and-Annuity http://www.freeannuityrates.com/annuities/article.php?title=Genworth-Life-and-Annuity