Home insurance coverage is an important aspect of home ownership. No matter where you live, disasters can occur at a moment’s notice and the only thing standing between you and utter destruction is your insurance coverage. Most likely, your home is your biggest asset and the only way to protect it against a natural disaster … Read more
Are you dealing with increases in your home insurance premium costs? If there has been an increase in insurance claims in your area, you will see your home insurance premium rise as well. If you live in a coastal area or other natural disaster-prone area, your premiums have most likely risen in the past few … Read more
Home insurance is a very important – and expensive – necessity of home ownership. There are ways you can save money and enjoy discount home insurance while still getting the coverage you need. Look for ways to extend your coverage and enjoy having the lowest rates on your insurance when you consider some of these … Read more
Depending on where you live, you could be paying a small fortune for your home insurance. My home insurance drastically increased after a hurricane hit my area. I was shocked that my home insurance had jumped so much! That same year, I contacted my insurance agent to try to find ways to lower my home … Read more
Actual Cash Value: Cost, minus depreciation, of a home or property to be replaced. Additional Living Expense: The living costs associated with fire damage or other covered loss. The costs can be hotel accommodations, food and even clothing. Affordability Analysis: The analysis of all assets and liabilities in regard to being able to purchase a … Read more